These “things” are almost never good, if the “things” were good a different turn of phrase would be used. Still something bad has occurred to you and regardless of if it was an accident or some other event there are choices to be made. First is determining if you should hire a lawyer to help you through these unexpected occurrences?
Lets start with an example. You have signed a lease for an apartment after doing all the necessary pre-purchase steps. In the lease the landlord has disclaimed all warranties. A month after settling in, you notice a leak in your ceiling. Upon investigation, there is a lot of mold growth in the ceiling and you are concerned it is dangerous to live in the apartment.
An attorney can help in this situation. The landlord may have acted in a manner contrary to your health and wellbeing. In the lease, the landlord may trying to avoid certain warranties. A lawyer will know what warranties can and cannot be waived. An attorney will also know what questions to ask to determine if there is actually a breach and to determine next steps. Bringing in an attorney could help you in moving out and being reimbursed costs by the landlord.
As another example, say you are running a business out of your home. When a client does not pay, your attorney could assist you in the process of recovering money you are owed. While letters from a business can be helpful, demand letters from an attorney carry a certain weight. Additionally, an attorney can help guide you through the process of filing a lawsuit and getting the client's wages garnished.
As previously indicated, attorneys can help you avoid traps in your way through planning.
Attorney's can do something else as well. When the ground has fallen out from under you, an attorney can be a lifeline. There is someone to help you with the problem. There is someone to listen to your tale. While the result may not be completely satisfactory, as there are no guarantees in law or life, an attorney can at least try to help you get back to your feet.